Use of Content on the Site
You may view, download, and print contents from the Site subject to the following conditions: (a) the content may be used solely for information purposes; and (b) the content may not be modified or altered in any way. You may not republish, distribute, prepare derivative works, or otherwise use the content other than as explicitly permitted herein.
You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of HIG without the express written consent of HIG. You may not use any meta tags or any other “hidden text” utilizing HIG’s name or trademarks without the express written consent of HIG. You may not use any HIG logo or other proprietary graphic or trademark as part of the link without express written permission.
You do not acquire any ownership rights to any content in the Site. Any unauthorized use terminates the permission or license granted by HIG.
Reviews, Comments, Communications, And Other Content
You may submit comments and provide other content so long as the content is not obscene, illegal, threatening, or defamatory and so long as the content does not invade the privacy or infringe the intellectual property of a third party. Further, such content may not contain software viruses, mass mailings, chain letters, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of the information.
By submitting information, you grant HIG a nonexclusive, royalty-free, perpetual, irrevocable, and fully sub licensable right to reproduce, use, modify, publish, adapt, translate, create derivative works from, distribute, and display such content throughout the world in any media. By submitting information you also represent and warrant that that the content is accurate; you own or have permission to use the content that you submit; and that use of the content will not cause injury to any person or entity.
Services Offered By HIG on the Site
HIG offers services on the Site. When you enroll to obtain service from HIG on the Site, you accept the specific agreement applicable to that product or service. Your use of any service offered on the Site is governed by the terms and conditions in the agreement for that product or service. Except as provided in that agreement, HIG does not warrant that any service descriptions or content contained in this Website is accurate, current, reliable, complete, or error-free.
HIG and other marks indicated on our site are registered trademarks of HIG in the United States. Other HIG marks, graphics, logos, page headers, button icons, scripts noted on the Site are HIG’s service marks, trademarks and trade dress and are the sole and exclusive property of HIG. HIG’s service marks, trademarks and trade dress may not be used in any manner that is likely to cause confusion among customers, in any manner that disparages or discredits HIG and in connection with any service or product that is not sponsored, endorsed or produced by HIG. All other trademarks not owned by HIG or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by HIG or its subsidiaries.
Because we respect your right to privacy, we have developed a Privacy Statement to inform you about our privacy practices.
Third Party Web Sites and Information
The Site may provide hyperlinks to third party Websites or access to third party content. HIG does not control, endorse, or guarantee content found in such sites. You agree that HIG is not responsible for any content, associated links, resources, or services associated with a third party site. You further agree that HIG shall not be liable for any loss or damage of any sort associated with your use of third party content. Links and access to these sites are provided for your convenience only.
YOU ARE SOLELY RESPONSIBLE FOR THE APPROPRIATENESS OF THE SITE, ITS CONTENT AND SERVICES OFFERED BY HIG ON THE SITE FOR YOUR INTENDED APPLICATION AND USE.
You agree to defend, indemnify, and hold harmless HIG, employees, attorneys, and agents (“Indemnities”) against all claims, expenses, liabilities, losses, costs, and damages, including reasonable attorney’s fees, that the Indemnities may incur (i) in connection with your use of the Site or any hyperlinked Web site or (ii) resulting from content you supply.
All matters relating to your access to and use of the Site shall be governed by the laws of California, United States and any courts which have jurisdiction to hear appeals from any of those courts and waives any right to object to any proceedings being brought in these courts without regard to its conflict of law principles. Any legal action or proceeding relating to your access to or use of the Site shall be instituted in a state or federal court in the jurisdiction in which the specific Website you are viewing is hosted.